Terms of Service.

Effective Date: January 1, 2025

Last Updated: August 1, 2026

1. Introduction

Kaastro is a digital financial platform operated by Wins Begin Limited. By accessing or using our website, mobile application, or services, you agree to these Terms of Service. If you do not agree, please discontinue the use of our services.


2. Eligibility

You must be at least 18 years old, provide accurate information, complete any required identity verification (KYC), and use Kaastro only for lawful purposes. We reserve the right to refuse, suspend, or terminate accounts that do not meet these requirements.


3. Account Registration

You must provide accurate, complete, and up-to-date information during registration. We may request additional verification where required. Providing false or misleading information may result in account suspension or termination.


4. Account Security

Keep your password, PIN, OTP, and other security credentials confidential. Never share them with anyone. Kaastro will never request your password, PIN, or OTP. You are responsible for all activities on your account until unauthorized access is reported to us.


5. Wallet Services

Kaastro offers digital wallet, payment, transfer, bill payment, cross-border payment, and other financial services, directly or through licensed partners.


6. Deposits & Withdrawals

All deposits and withdrawals are subject to verification, security checks, transaction limits, and applicable fees.


7. Fees & Charges

Applicable fees and charges will be displayed before you confirm a transaction.


8. Prohibited Activities

You must not use Kaastro for fraud, money laundering, illegal transactions, or any activity that violates applicable laws or these Terms.


9. Account Suspension

We may restrict, suspend, or terminate any account involved in suspicious, fraudulent, or prohibited activities.


10. Liability

Kaastro is a payment infrastructure provider and does not offer financial or trading advice. We are not responsible for trading losses, incorrect payment details, user negligence, or disruptions caused by third-party services or events beyond our reasonable control.


11. Changes to These Terms

We may update these Terms from time to time. Continued use of Kaastro after any updates constitutes your acceptance of the revised Terms.